Interest Rates

May 15, 2026

Why Mortgage Rates Follow the 10-Year Treasury, Not the Fed

What actually controls mortgage rates? Mortgage rates are not set by the Federal Reserve. They're driven primarily by the yield on the 10-Year U.S. Treasury note, which means rates can move even when the Fed does nothing at all.

If you've been waiting on the Fed to cut …

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Nov. 14, 2024

How Rising Interest Rates Affect Home Buying in Dallas

Are rising interest rates impacting your plans to buy a home in Dallas? Interest rates play a critical role in the housing market, especially in high-demand areas like Dallas, where affordability is a top concern for many homebuyers. Whether you’re a first-time buyer or considering upgrading, understanding how rising interest …

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